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Each state manual contains a general discussion of life and health insurance concepts and principles common to all jurisdictions. The final chapter explains the insurance code of a particular state and shows how that state regulates insurance transactions. Key features include take note highlights, test topic alerts, key terms, unit quizzes, discussion questions and practice finals.

Each state manual contains a general discussion of life and health insurance concepts and principles common to all jurisdictions. The final chapter explains the insurance code of a particular state and shows how that state regulates insurance transactions. Key features include take note highlights, test topic alerts, key terms, unit quizzes, discussion questions and practice finals.

Supplemental Notes that go for Kaplan's Broker's Licensing class for Life, Accident, and Health Insurance

Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement

Accident of Fate is a first-hand account of persecution, rescue, and resistance in the Axis-occupied former Yugoslavia. At the age of thirteen, Imre Rochlitz fled to Yugoslavia from his childhood home in Vienna following the Nazi Anschluss, leaving his family behind. In January 1942 the Ustashe (Croatian Fascists) arrested and interned him in the Jasenovac death camp, where he dug mass graves. On the verge of death, Rochlitz was released due to the extraordinary intervention of a Nazi general. He escaped to the Adriatic coast, where he and several thousand other Jewish refugees were protected by the army of Fascist Italy. After Italy’s surrender, he joined Tito’s Partisans, becoming an officer and army veterinarian, and rescued dozens of downed Allied airmen. In 1945, he fled Yugoslavia’s Communist regime and reached liberated southern Italy. In 1947, at the age of twenty-two, he emigrated to the United States. With unique personal photographs and documents supporting the text, this eyewitness narrative covers little-known topics and provides a revealing historical account of the period. The book helps clarify and render accessible the complexities and contradictions of conflict and genocide in wartime Yugoslavia.

Pages are clean and are not marred by notes or folds of any kind. ~ ThriftBooks: Read More, Spend Less 0.8

Insurance is a complicated subject for the average consumer. "Be Insurance Savvy: Home, Auto, Dwelling, Renter's, Flood, and other Personal Insurance Explained" was created for anyone who wants to understand insurance better. This book will educate the reader about how to choose the right insurance policy, how to choose the right amount of coverage, and how to save money on insurance premiums yet still be properly insured. The book is covering the basics of an insurance policy, liabilities and claims, home, auto, rental properties, tenants, condo, flood, motorcycle, RV, motor home, boat and umbrella policies.

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When you are involved in an accident resulting in a personal injury, you need someone to help you understand the process from initial impact through the potential claim or lawsuit, including the questions you should ask, and some of the tactics insurance companies use to keep from paying a larger settlement. Your #1 priority is to protect your family. You should do everything possible to get the money you deserve. By reading this book you’ll be armed with the information you need to maximize your personal injury settlement.In this book you will learn about:· Why you need an attorney and how to hire one· How a typical case works· The Truths about insurance companies· Car and Truck accidents· Wrongful death suits· 7 Common Mistakes to Avoid· And so much more

This easy-to-understand financial guide provides esssential information to help older people—or anyone—mazimize their money and protect their assets.

. . . . 6th printing. 4to, paperback. NEW. Bright, crisp & clean, unread; covers glossy. Chapters separately paginated.

this is a new personal insurance book, with overview of insurance coving your home, auto, property and libility loss, homeowners, financial planning, and life, health and disability insurance

Personal Financial Planning uses an original framework to make the material comprehensible to students while simultaneously providing a platform for further research and innovation within the discipline. Altfest's Total Portfolio Management approach, combined with an ongoing integrated case study, provides a unique take on this important subject.

Note: This is a standalone book. Access Code is NOT INCLUDED Focus on Personal Finance is a brief, 14-chapter book, covering the critical topics in Personal Finance courses. This 4-color, paperback text is designed and written to appeal to a range of ages, life situations, and levels of financial literacy. A unique aspect of this text is its active approach. This text will not only get your students thinking about their current situation and financial goals, but also encourage them to put these in writing to use as a guide and revise over the course of their lives. New for this edition, sections are oriented around specific action-items for students. The more a student involves themselves in the assessments, exercises and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom. Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind with regard to their decisions. The ultimate goal of Focus on Personal Finance is to get students to this point as a first step to achieving the many financial goals they have set for themselves.

Focus on Personal Finance is a brief, 14-chapter book, covering the critical topics in Personal Finance courses. This 4-color, paperback text is designed and written to appeal to a range of ages, life situations, and levels of financial literacy. A unique aspect of this text is its active approach. This text will not only get your students thinking about their current situation and financial goals, but also to put these in writing to use as a guide and revise over the course of their lives. The more a student involves themselves in the assessments, exercises and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom. Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind with regard to their decisions. The ultimate goal of Focus on Personal Finance is to get students to this point as a first step to achieving the many financial goals they have set for themselves.

Carter is an insurance adjuster whose longing for creative expression spills over sometimes into his accident reports. Abby works for her adoptive father, Uncle Mannie, in the family bookstore, the ReadMore Café. Carter barely tolerates Christmas; Abby loves it. She can't wait past October to build her favorite display, the annual Christmas book tree stack, which Carter despises.When an automobile accident throws Carter and Abby together, Uncle Mannie, who is harboring secrets of his own, sees a chance for lasting happiness for his little girl. But there are so many hurdles, and not much time left. Will this Christmas deliver the miracle everyone is hoping for? Where love and Christmas are concerned, there are no accidents.

In the mid 1980s, there was a crisis in the availability, affordability, and adequacy of liability insurance in the United States and Canada. Mass tort claims such as the asbestos, DES, and Agent Orange litigation generated widespread public attention, and the tort system came to assume a heightened prominence in American life. While some scholars debate whether or not any such crisis still exists, there has been an increasing political, judicial and academic questioning of the goals and future of the tort system.Exploring the Domain of Tort Law reviews the evidence on the efficacy of the tort system and its alternatives. By looking at empirical evidence in five major categories of accidents--automobile, medical malpractice, product-related accidents, environmental injuries, and workplace injuries--the authors evaluate the degree to which the tort system conforms to three normative goals: deterrence, corrective justice, and distributive justice. In each case, the authors review the deterrence and compensatory properties of the tort system, and then review parallel bodies of evidence on regulatory, penal, and compensatory alternatives.Most of the academic literature on the tort system has traditionally been doctrinal or, in recent years, highly theoretical. Very little of this literature provides an in-depth consideration of how the system works, and whether or not there are any feasible alternatives. Exploring the Domain of Tort Law contributes valuable new evidence to the tort law reform debate. It will be of interest to academic lawyers and economists, policy analysts, policy professionals in government and research organizations, and all those affected by tort law reform.

In most states you can bill car insurance for auto accidents and workers comp for injuries sustained at work. You are leaving money on the table if you are not taking one or two cases at a time in these areas. The Massage Insurance Billing Manual will teach you the basics of how billing insurance works so you can ask the right questions to the right parties in order to bill and get paid. It is also about more than just billing. It is about getting to the table with the health insurance carriers and working to get massage therapy covered by health insurance in every state - something that is 20 years behind WA State where we have been billing health insurance because of the 'Every Category Law'. The Opioid epidemic is creating a real need for massage therapy as an front line response to pain instead of or in addition to pain medications and other therapies such as meditation, movement therapies, acupuncture and more. Something is happening almost everyday somewhere in the US that will lead the massage therapy profession into the big picture of solving this pain pill mess. Billing any type of insurance also has it's challenges but you don't have to do it alone. Creating or finding a peer supervision group is an essential part of getting the support you need in dealing with more difficult cases and the process of billing. This book is a call to action for the massage therapy profession to get to the table before the insurance carriers start creating laws, rules and benefits without the massage profession - something that they are already doing. If we are not at the table we will be what is on the menu.

When Judge John Dixon was found on the floor of his home office with a gunshot wound to the head, there was no question of foul play. Behind the locked door of his office, Judge Dixon shot himself with favorite shotgun. The only question is, was this an accident- or suicide? Plaintiff Mary Dixon demands that Providential Life Insurance Company pay on her husband's $1 million life insurance policy, taken out shortly before his death. Providential refuses, citing the suicide provision of the policy. The medical examiner determined the death was accidental, but Providential claims the medical examiner's conclusion was tainted by his friendship with the judge and a hasty investigation, and that Dixon's death was, in fact, a suicide. Would this seemingly happy, well-respected judge to kill himself? Was Judge Dixon the churchgoing social conservative that his public persona suggested? Did his shotgun accidentally discharge while he, an experienced hunter and gun owner, was cleaning it in a darkened room- or was he troubled by a secret that was about to be exposed and made suicide seem like his only way out? This well-balanced file challenges advocates for both the plaintiff and the defendant. Programs using it see equal numbers of verdicts for both the plaintiff and the defense. There are five witnesses for the plaintiff and four for the defendant. Dixon v. Providential Life Insurance Company has a courtroom technology focus and includes electronic evidence in the form of photographs, diagrams, documents, emails, and text messages. It includes a web link to color versions of all exhibits, the audio clip of Mary Dixon's 911 call, and deposition video clips to use for impeachment purposes. The Seventh Edition is based on the original case file by James H. Seckinger, as updated and upgraded by Edward R. Stein and Frank D. Rothschild.

In most states you can bill car insurance for auto accidents and workers comp for injuries sustained at work. You are leaving money on the table if you are not taking one or two cases at a time in these areas. The Massage Insurance Billing Manual will teach you the basics of how billing insurance works so you can ask the right questions to the right parties in order to bill and get paid. It is also about more than just billing. It is about getting to the table with the health insurance carriers and working to get massage therapy covered by health insurance in every state - something that is 20 years behind WA State where we have been billing health insurance because of the 'Every Category Law'. The Opioid epidemic is creating a real need for massage therapy as an front line response to pain instead of or in addition to pain medications and other therapies such as meditation, movement therapies, acupuncture and more. Something is happening almost everyday somewhere in the US that will lead the massage therapy profession into the big picture of solving this pain pill mess. Billing any type of insurance also has it's challenges but you don't have to do it alone. Creating or finding a peer supervision group is an essential part of getting the support you need in dealing with more difficult cases and the process of billing. This book is a call to action for the massage therapy profession to get to the table before the insurance carriers start creating laws, rules and benefits without the massage profession - something that they are already doing. If we are not at the table we will be what is on the menu.